怎么看待超前消费

Directions: For this part, you are allowed 30 minutes to write an essay on excessive consumption. You should write at least 120 words but no more than 180 words.

With the gradual diversity of commodity choices and the way we shop in modern times, we have changed our consumption concepts greatly. To fulfill our needs, many of us start to spend our incomes in advance by taking out a loan. As a result, we tend to choose excessive consumption. For that matter, I think we should deal with it rationally.

To begin with, excessive consumption is of no use to develop our finance management ability, which, on the contrary, will make us lose control over the balance between income and expenditure. Secondly, though it feels great to get the products that we have dreamed of for a long time, the excitement doesn’t last-long. What we have to pay for the temporary joy is the burden of paying back the money.

Moreover, when what we want is easy to get, some of us will lose ambition and indulge in the desire for materials, which will lead our life to a complete standstill.

Nowadays, people are getting accustomed to this consumption value. It is apparently tempting for many people. However, we should keep our mind clear and consume wisely.