国人理财意愿普遍偏低

　　该报告还显示，超过半数的受访者用于理财的资金不到工资的20%，国人理财意愿普遍偏低，主要原因是缺乏理财规划和金融知识。

　　More than half of the respondents spend less than 20 percent of their wages on financial management. They say that's mainly because they lack financial planning skills or relevant knowledge.

　　超过半数的受访者表示自己花在理财上的资金不到工资的20%。他们表示主要是因为缺乏理财规划和相关金融知识。

　　工作10年月薪过万人数不足三成

　　人们普遍认为：工作时间越长，工资越高。但该报告数据表明，事实并非如此。

　　This indicates that work experience is not the only factor affecting wage level. In order to get a high salary, other factors such as economic environment, location and what industry you're in are also important.

　　数据表明，工作经验并非是影响工资水平的唯一因素。想获得高收入，其他因素比如经济环境、工作地域和从事行业也很重要。