6. Money doesn’t sleep. Money doesn’t know about clocks, schedules or holidays, and you shouldn’t either. Money loves people that have a great work ethic. When I was 26 years old, I was in retail and the store I worked at closed at 7 p.m. Most times you could find me there at 11 p.m. making an extra sale. Never try to be the smartest or luckiest person -- just make sure you outwork everyone.

　　6. 金钱永不眠。金钱根本不晓得什么是时间，什么是行程还是假期，你也应该有这个意识。金钱倾向于工作态度积极的人们。在笔者26岁的时候，我是一名销售人员，就职的商店在晚上7点就停止营业了。但是你会常常发现，我在11点的时候仍然在销售商品。不要追求成为最聪明或最幸运的人，而是成为比其他人干更多活的人。

　　7. Poor makes no sense. I have been poor, and it sucks. I have had just enough and that sucks almost as bad. Eliminate any and all ideas that being poor is somehow OK. Bill Gates has said, "If you’re born poor, it’s not your mistake. But if you die poor, it is your mistake."

　　7. 贫穷没道理。笔者曾经很穷困潦倒，感觉很不好。我感觉我已经受够了但情况还是那么糟糕。排除任何贫穷的理由还是可以接受的。比尔·盖茨曾经说过“生于穷困不是你的错，但若你死于穷困，就是你的错了。

　　8. Get a millionaire mentor. Most of us were brought up middle class or poor and then hold ourselves to the limits and ideas of that group. I have been studying millionaires to duplicate what they did. Get your own personal millionaire mentor and study them. Most rich people are extremely generous with their knowledge and their resources.

　　8. 找个富翁当榜样。我们大部分人都出身于中产阶级甚至是贫困阶级，然后把自己排除在富裕的圈子外。笔者曾经学习并模仿了一位富豪的生活方式。为自己找到一位富豪榜样并向他们学习吧。大多数的富豪在知识和资源层面上都是非常慷慨的。

　　9. Get your money to do the heavy lifting. Investing is the Holy Grail in becoming a millionaire and you should make more money off your investments than your work. If you don’t have surplus money you won’t make investments. The second company I started required a $50,000 investment. That company has paid me back that $50,000 every month for the last 10 years. My third investment was in real estate, where I started with $350,000, a large part of my net worth at the time. I still own that property today and it continues to provide me with income. Investing is the only reason to do the other steps, and your money must work for you and do your heavy lifting.

　　9. 让金钱为你省力气。投资就像是获得成为百万富翁的权杖一样，你应该从这些投资中获取比你所投入的资金更多的收入。如果你没有剩余的资金你就无法做投资。笔者所创办的第二所公司需要5万美金的投资，而这家公司在往后的十年里，每个月都能带来给我5万的收入。而我的第三项投资是房地产，初始时期我投入了35万美金，那是我当时财产中很大的一部分了，但我如今仍然拥有该财产权，并且它仍然不断地为我带来收入。投资已经成为你完成其他步骤的唯一理由了，你的资金必须要为你所用并为你省力气。

　　10. Shoot for $10 million, not $1 million. The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough.

　　10. 把眼光放在千万，而不是百万。笔者唯一犯的最大的错误就是没有把目光放得更长远。所以在此，我鼓励你追求的不仅只是一百万，而是更多的收入。因为这个世界上使人受限的不是金钱，而是人的目光和远见。

　　Apply these 10 steps and they will make you rich. Steer clear of people that suggest your financial dreams are born of greed. Avoid get-rich-quick schemes, be ethical, never give up, and once you make it, be willing to help others get there too.

　　尝试这10个步骤会让你更加富有。清楚理解你的财富梦想只是出于天生的贪婪。避免一步登天的捷径，要踏踏实实，不屈不挠，一旦你成功了，也要伸出自己的双手帮助更多想要获得财富的人。

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（编辑：何莹莹）