Richard Davidson

　　444, west Land Street, New Jejisco

　　45012-4325-459987

　　Cell no: 589746315948

　　Ridchardson.davidson@grean .com

　　Career objective:

　　A highly skilled and professional mortgage underwriter with extensive knowledge in approving and denying mortgage loan application. Have more than six years of experience in the concerned field. Possess excellent communication and analytical skills. Looking for the position of a mortgage underwriter in a well established financial organization.

　　Professional skills:

　　Possess strong organization and presentation skills

　　Worked successfully with multi-branch mortgage companies

　　Familiar with lending guidelines, underwriting complex individual consumer request, fraud detection techniques and reviewing financial statements

　　Ability to accomplish and understand the major loan related works

　　Professional experience:

　　Global Business center, New Jejisco

　　20XX-20XX

　　Mortgage process Manager

　　Handled the tasks of conducting meetings on productivity service level agreement targets

　　Established and strategize tech and operation centers at various locations

　　Responsible for process improvement, risk management and attrition management

　　Conducted regular meetings and trainings

　　Handled the tasks of building good relationship with clients

　　Bringham Finance and associate consultancy, New Jejisco

　　20XX to 20XX

　　Mortgage underwriter

　　Handled the tasks of collecting and monitoring all loan related information

　　Responsible for reviewing credit reports, applicable ratios and financial statements

　　Provided trainings and guidelines to juniors

　　Handled the tasks of evaluating and verifying loan applications

　　Performed the tasks of mortgage loaning process by looking into compensating and equity factors

　　Handled the tasks of complete underwriting of all mortgages

　　New Financial and business center, New Jejisco

　　19XX to 20XX

　　Assistant Mortgage underwriter

　　Dealt with underwriters, brokers, attorneys and borrowers

　　Responsible for confirming client's ability to repay loan on time

　　Managed mortgages, trusts and investments

　　Handled the tasks of preparing financial statement and reports

　　Assisted senior loan officer in verifying authenticity of documents

　　Educational Background:

　　Master of Business administration in finance , University of New Jejisco 19XX

　　Bachelor's degree in finance, St. Florence College 19XX

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（编辑：何莹莹）