四级听力		四级作文		四级阅读		四级翻译		四级综合点评
	六级听力		六级作文		六级阅读		六级翻译		六级综合点评

　　2016年6月18日的大学英语四六级考试正式拉开序幕，新东方网四六级频道第一时间为广大考生带来四六级考试真题答案以及解析，届时新东方多位知名教师也将第一时间对此次四六级考试相关真题做出详细解析，敬请广大考生密切关注新东方网四六级频道以及2016年6月英语四六级真题解析专题。

　　微博微信平台，此次的四六级真题解析活动也将第一时间开展，广大考生可随时@新东方网四六级微博，与线上老师以及考生随时互动答疑，最后新东方网四六级频道祝广大考生在此次考试中取得优异成绩! 

　　Lecture 2

　　As U.S. banks recovered with the help of American government and the American taxpayers, president Obama held meetings with top bank executives, telling them it’s time to return the favor. “The way I see it are banks now having a greater obligation to the goal of a wide recovery,” he said. But the president may be giving the financial sector too much credit. “It was in a free fall, and it was a very scary period.” Economist Martin Neil Baily said. After the failure of Lehman Brothers, many of the world’s largest banks feared the worst as the collapse of the housing bubble exposed in investments in risky loans.

　　Although he says the worst is just over, Bailey says the banking crisis is not. More than 130 US banks failed in 2009. He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due.

　　"So there may actually be a worsening of credit availability to small and medium sized businesses in the next year or so."

　　Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend. But US Bankcorp chief Richard Davis sees the situation differently.

　　"We're probably more optimistic than the experts might be.

　　With that in mind, we're putting everything we can, lending is the coal to our engine, so we want to make more loans. We have to find a way to qualify more people and not put ourselves at risk."

　　While some economists predict continued recovery in the future, Baily says the only certainty is that banks are unlikely to make the same mistakes - twice. "You know, forecasting's become a very hazardous business so I don't want to commit myself too much. I don't think we know exactly what's going to happen but it's certainly possible that we could get very slow growth over the next year or two.”

　　If the economy starts to shrink again, Baily says it would make a strong case for a second stimulus -- something the Obama administration hopes will not be necessary.

　　Q19. What dose president Obama hope the banks will do?

　　Q20. What is Martin Neil Baily’s prediction about the financial situation in the future?

　　Q21. What does U.S. Bankcorp chief Richard Davis say about its future operation?

　　Q22. What does Martin Neil Baily think of a second stimulus to the economy?

　　》》更多精彩冲分课程推荐：

　　四级基础强化冲刺套餐班 | 四级基础45人精品特训班

　　六级基础强化冲刺套餐班 | 六级强化45人精品特训班 

　　考后关注：

　　2016年6月英语四六级考试各题型科目解析

　　大学英语四六级证书在求职中有什么作用?

　　2016年6月英语四六级成绩查询常见问题

　　2016年6月英语四六级考试通过分数线是多少?

　　2016年6月英语四六级成绩单什么时间发放?

(责任编辑：马荟)